Murabaha Financing
Shuraako Capital’s core financial product is the Murabaha—a sharia-compliant structure used to finance hard assets. We support SMEs with funding for equipment upgrades, fleet expansion, and transitions from diesel to solar energy.
Our clients are typically too large for microfinance, too small or informal for international capital markets, and in need of longer-term financing than local banks can offer.
Murabaha financing is especially well-suited to fragile and conflict-affected settings. It is self-liquidating, fully collateralized, and minimizes the need for cash transactions. This structure helps us manage risk for investors while enabling entrepreneurs to realize the full benefits of business growth.
Stable markets contribute to stable communities.
Uniquely designed to advance development effects while generating a positive return on capital. We connect entrepreneurs to capital by conducting thorough on-the-ground due diligence and managing post-investment execution.
Technical Assistance
Even the most capable SME entrepreneurs in fragile and conflict-affected settings often face gaps in business formalization, workforce training, and environmental and social (E&S) practices. Shuraako Capital works with our investors and development partners to deliver grant-funded technical assistance both before and during the investment period. This approach not only safeguards our investments—it also enhances our overall impact and mproves corporate governance for the SMEs we support.
Conflict Sensitivity
Investing in fragile and conflict-affected settings demands a distinct approach, one grounded in local relationships, adapted to complex environments, and attuned to the unique risks and dynamics of conflict. Shuraako Capital partners with TrustWorks Global to better understand how conflict affects our portfolio—and how our investments, in turn, can influence peace and stability. We seek to work with investors who share our belief in the peacebuilding potential of SME investment.
Environmental & Social
Shuraako Capital is committed to minimizing harm and maximizing positive impact for all stakeholders and the environment. We apply robust environmental and social (E&S) standards across our operations and require the same of our investee companies. As proud signatories of the United Nations Principles for Responsible Investment, we are dedicated to integrating ESG considerations into every stage of our investment process.
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